SUBSCRIBE

Crystal's Blog

My thoughts on business, budgeting, life, children, and marriage!

SUBSCRIBE
Top Line Versus Profit - A Bookkeepers POV budgeting business mindset finding a bookkeeper unpopular opinion Apr 25, 2025

Most business owners ask: “How much do I want as a top line?” The better question is: “How much do I want to profit?” 

Traditional financial thinking for business owners is this equation: Income - Ex...

Continue Reading...
Cash Flow Only Flows When You Have Cash - A Bookkeepers POV budgeting business mindset finding a bookkeeper Apr 23, 2025

For any startup business owner, the most important financial truth is this: cash flow only flows when you have cash. Your business can be profitable on paper and still go under if it runs out of cash ...

Continue Reading...
Why You Should Love Your Savings Account business mindset money unpopular opinion Apr 21, 2025

Keeping 3 to 6 months reserves in a bank account feels like torture, right? You want this money working for you - not just sitting there, accruing .0001% interest.

But, what if you looked at it thi...

Continue Reading...
When Money is Tight, Do This First - A Bookkeepers POV business mindset money unpopular opinion Apr 14, 2025

When you can barely breathe because you don’t know how you are going to make payroll or pay rent, do this first. You’re going to think I’m bananas, yet this has scientific proof.

Continue Reading...
Why Do We Buy Into Hustle Culture As Entrepreneurs? business mindset unpopular opinion Apr 07, 2025

We use our 80 hour work weeks as a glowing badge of honor. We talk about our sleepless nights, our empty bank accounts, and our lack of vacations. Why??? Somewhere, either by role models or mentors, w...

Continue Reading...
Failure: Chaos to Change business mindset unpopular opinion Mar 31, 2025

Doors opening, full of opportunity you never even considered

The ability to pivot and adapt

A heart, healing

Forgiveness.

When you fail, if you don’t cry about it, if you don’t proc...

Continue Reading...
When Your Business Isn't Fun Anymore business mindset unpopular opinion Mar 24, 2025

You’re exhausted, overwhelmed, everything seems to be going wrong. You roll your eyes. You sigh. You find your clients annoying. You start looking up job postings to go be an employee for someone else...

Continue Reading...
 
It's Not Personal. It's Just Business... business mindset unpopular opinion Mar 17, 2025

Um, no. Not for me. The last five weeks have been a roller coaster of self-discovery. Seeing relationships I've cultivated for years turn into mere transactions has been gut wrenching.


"It's not pe...

Continue Reading...
Negative Cash Flow: Normal yet Sucky business mindset finding a bookkeeper unpopular opinion Mar 10, 2025

 

Negative cash flow is normal. Not planning for it will sink your business.

Sometimes, it is seasonal.

Sometimes, it is unforeseen.

Sometimes, you know it will happen.

Sometimes, a prior emp...

Continue Reading...
From Foster Care to Multi-Millionaire business mindset personal life unpopular opinion Mar 03, 2025

A true rags to riches story. From foster care to multi-millionaire. No prince charming came to save me. And if one had tried, I would have slammed every literal and figurative door in his face.  All o...

Continue Reading...
Five Topics Startups Need To Know business mindset employee wellbeing unpopular opinion Jan 27, 2025

1. Financial Instability:  Startups frequently struggle with cash flow issues, staying in a niche, and charging for services based off data. You may not have a stable revenue. This can lead to...

Continue Reading...
Community - My Word for 2025 personal life Jan 20, 2025
COMMUNITY - My word for 2025

As you know, my traumatic brain injury continues to provide me with challenges. One of those challenges is auditory processing disorder that makes it difficult to hear ...

Continue Reading...
1 2 3

Straight from Crystal's brain to your inbox!

We'll never spam you or sell your contact info.