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Crystal's Blog

My thoughts on business, budgeting, life, children, and marriage!

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Nobody Told Me My Business Would Have Months Like This accounting accounting firm bookkeeping bookkeeping firm business mindset Sep 28, 2026

I used to think negative cash flow meant something was wrong. If more money went out than came in during a month, my brain immediately went, “We need to make more money.” Coming from poverty and livin...

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I Never Planned to Become the Weakest Link in My Business But That's What I Became accounting accounting firm bookkeeping bookkeeping firm business mindset Sep 21, 2026

13 years ago, I suffered a traumatic brain injury that completely altered my life. During a soccer game, I took a ball to the head so hard that I had to be resuscitated three times. For the next six m...

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18 Years Ago, I Was Laid Off And It Changed My Whole Life accounting accounting firm bookkeeping bookkeeping firm business mindset Sep 18, 2026

18 years ago, I was laid off with no notice. At lunch time, I was called into HR and told that I was going to be let go, effective immediately. No warning. No performance plan. And no severance. But t...

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I Built a Million Dollar Business I No Longer Wanted to Own accounting accounting firm bookkeepers bookkeeping firm business mindset Sep 11, 2026

Five years ago, my dad was in the ICU. During that time, a client “fired” me, having absolutely no idea what I was going through. An employee negotiated her 401k benefits package, also completely in t...

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What Financial Leadership Really Means as a CEO accounting accounting firm bookkeeping bookkeeping firm business mindset Aug 26, 2026

Financial leadership is one of the most misunderstood responsibilities of being a CEO. Many business owners assume it means being good at math, loving spreadsheets, or watching every dollar like a haw...

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Here's Exactly How to Start Paying Yourself a CEO Salary accountants accounting bookkeepers bookkeeping firm business mindset Aug 12, 2026

Paying yourself as an owner is one of the most emotionally charged parts of owning a business. For some reason, we have an easier time writing a payroll check to an employee, approving a software subs...

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The 9 Things You Need to Launch a Bookkeeping Business accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 31, 2026

Starting a bookkeeping business does not require a massive investment (I invested $9k into My CFO and paid my loan back in full within a year), a full team (I hired employees within months of launchin...

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From $0 to $20K Months: How to Launch an Accounting Firm That Actually Works accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 29, 2026

There is this idea floating around that starting an accounting firm requires everything to be perfectly in place before you begin. The right systems. The perfect niche. A polished brand. A full suite ...

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How Cash Flow Stress Shows Up In Your Relationships accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 27, 2026

Cash flow is emotional, not just financial. We often talk about cash flow like it’s purely a math problem, but it’s deeply human. It affects how safe you feel, how supported you feel, and how much cap...

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The Power of Vulnerability When Delegating Your Bookkeeping accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 24, 2026

Delegating your bookkeeping is not just a financial decision. Bookkeeping is not just about data. It is much more emotional… It asks you to share and let go of very personal information. Sometimes you...

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Profit for Small Businesses Is Not Corporate Greed accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 22, 2026

Money shame is heavy. It is heavier than most people ever think or say out loud. Nearly 82% of small businesses fail because of cash flow problems. Money is also one of the leading causes of divorce, ...

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Here’s the Thing: Tax Season Doesn’t Sneak Up on You accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 20, 2026

The biggest mistake business owners make is waiting to see what they owe for taxes instead of preparing for what they already know is coming. Taxes are not a surprise expense. They are a guaranteed on...

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