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Crystal's Blog

My thoughts on business, budgeting, life, children, and marriage!

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Broke As A Joke accountants accounting firm bookkeepers bookkeeping firm business mindset Jul 20, 2026

A few weeks ago, a client said to me, “I’m not in it for the money, I just want to take care of people.” They hadn’t paid themselves in months and were about to take out another loan to cover the cost...

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Marriage and Entrepreneurship: Communication is Key accountants accounting firm bookkeepers bookkeeping firm business mindset Jul 17, 2026

When I first began my entrepreneurial journey, my husband and I made a financial agreement: we would live on his 9-to-5 salary, and anything I earned would be considered extra. My income would go towa...

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The Guilt Around Owner Pay accountants accounting firm bookkeepers bookkeeping firm business mindset Jul 15, 2026

The Guilt Around Paying Yourself

Owner pay has been the hardest guilt trip for me to overcome. When my first company was making about $200,000 a year, I was working 80 hours a week to bring in that r...

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5 Things That Are Probably Stopping You From Hiring an Employee accountants accounting firm bookkeepers bookkeeping firm business mindset Jul 13, 2026

5 Things That Are Probably Stopping You From Hiring An Employee

Hiring an employee sounds exciting until it becomes reality. It is easy to tell yourself that bringing someone into your team will solv...

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Have Employees? Here’s How To Calculate Your Hourly Pricing Rates accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm Jul 08, 2026

The cost of labor for your company: $235,078

Your desired profit: $117,539

Your total to cover labor costs: $352,617

Payroll is your biggest expense and your biggest investment. It is also the hard...

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Why Your Cashflow Is Suffering: Salaries Vs Total Cost of Your Employees accountants accounting firm bookkeeper bookkeeping business mindset Jul 06, 2026

Let's say the annual salaries for the organization total $192,400.

Executive Assistant Salary: $31,200

Account Manager Salary: $61,200

CEO Salary: $100,000

Total Salaries: $192,400

Then we add in...

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Here's Why Your Hourly Rates Are Off accountants accounting firm bookkeeper bookkeeping firm business mindset Jul 03, 2026

If someone earns $61,200 per year, it is easy to assume that the cost of having them on the team is $61,200. But after adding payroll taxes, workers’ compensation, equipment, software, uniforms, overh...

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The Cost of Procrastination accountants accounting firm bookkeeping bookkeeping firm business mindset Jul 01, 2026

“Procrastination makes easy things hard and hard things harder.” Mason Cooley said it perfectly, and bookkeeping is one of the clearest places where this shows up in business ownership. Procrastinatio...

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Here's How Much Your Employees Actually Cost accountants accounting firm bookkeeping bookkeeping firm business mindset Jul 01, 2026

 

If someone is hired at $50,000 per year, many owners immediately begin calculating whether the business can support an additional $50,000 in payroll. Unfortunately, payroll is only one piece of the...

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It’s Easier to Convert a Paying Customer Than a Nonpaying One accountants accounting firm bookkeeping bookkeeping firm business mindset Jun 24, 2026

“It’s a gazillion times easier to convert a paying customer into an event attendee than it is to convince a nonpaying customer to come to an event.” John Warrillow (from The Automatic Customer). While...

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How Celebrating Your Clients Intentionally Builds Trust accountants accounting firm bookkeeping bookkeeping firm business mindset Jun 22, 2026

Strong businesses are built on more than contracts and deliverables. They are built on relationships. Like any meaningful relationship, what keeps it alive is not predictability alone, but moments of ...

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Did You Know: Subscription Fatigue Is Real accountants accounting firm bookkeeping bookkeeping firm business mindset Jun 19, 2026

We are living in the era of recurring charges. Software, streaming, memberships, coaching, deliveries, tools. Everything is a subscription. And your clients feel it.

When someone is experiencing subs...

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