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Crystal's Blog

My thoughts on business, budgeting, life, children, and marriage!

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Top Line Versus Profit - A Bookkeepers POV budgeting business mindset finding a bookkeeper unpopular opinion Apr 25, 2025

Most business owners ask: “How much do I want as a top line?” The better question is: “How much do I want to profit?” 

Traditional financial thinking for business owners is this equation: Income - Ex...

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Why You Should Love Your Savings Account business mindset money unpopular opinion Apr 21, 2025

Keeping 3 to 6 months reserves in a bank account feels like torture, right? You want this money working for you - not just sitting there, accruing .0001% interest.

But, what if you looked at it thi...

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When Money is Tight, Do This First - A Bookkeepers POV business mindset money unpopular opinion Apr 14, 2025

When you can barely breathe because you don’t know how you are going to make payroll or pay rent, do this first. You’re going to think I’m bananas, yet this has scientific proof.

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Why Do We Buy Into Hustle Culture As Entrepreneurs? business mindset unpopular opinion Apr 07, 2025

We use our 80 hour work weeks as a glowing badge of honor. We talk about our sleepless nights, our empty bank accounts, and our lack of vacations. Why??? Somewhere, either by role models or mentors, w...

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Failure: Chaos to Change business mindset unpopular opinion Mar 31, 2025

Doors opening, full of opportunity you never even considered

The ability to pivot and adapt

A heart, healing

Forgiveness.

When you fail, if you don’t cry about it, if you don’t proc...

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When Your Business Isn't Fun Anymore business mindset unpopular opinion Mar 24, 2025

You’re exhausted, overwhelmed, everything seems to be going wrong. You roll your eyes. You sigh. You find your clients annoying. You start looking up job postings to go be an employee for someone else...

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It's Not Personal. It's Just Business... business mindset unpopular opinion Mar 17, 2025

Um, no. Not for me. The last five weeks have been a roller coaster of self-discovery. Seeing relationships I've cultivated for years turn into mere transactions has been gut wrenching.


"It's not pe...

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Negative Cash Flow: Normal yet Sucky business mindset finding a bookkeeper unpopular opinion Mar 10, 2025

 

Negative cash flow is normal. Not planning for it will sink your business.

Sometimes, it is seasonal.

Sometimes, it is unforeseen.

Sometimes, you know it will happen.

Sometimes, a prior emp...

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From Foster Care to Multi-Millionaire business mindset personal life unpopular opinion Mar 03, 2025

A true rags to riches story. From foster care to multi-millionaire. No prince charming came to save me. And if one had tried, I would have slammed every literal and figurative door in his face.  All o...

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Five Topics Startups Need To Know business mindset employee wellbeing unpopular opinion Jan 27, 2025

1. Financial Instability:  Startups frequently struggle with cash flow issues, staying in a niche, and charging for services based off data. You may not have a stable revenue. This can lead to...

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What Do Your Services Cost? business mindset finding a bookkeeper unpopular opinion Dec 17, 2024

This is what you go to websites for. This is the first question you ask after a presentation. So why are you hiding it from your potential clients/customers?

Why are you making them do a "free discov...

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Payroll Should Be Your Biggest Expense business mindset hiring payroll unpopular opinion Nov 13, 2024

Unpopular Opinion: Being proud that you are paying the minimum you can for a big brain with loads of experience, has me questioning your morals, ethics, and integrity.

Sub in any job title you want. ...

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