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Crystal's Blog

My thoughts on business, budgeting, life, children, and marriage!

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"I've Got Everything In My Head" Is A Lie - A Bookkeepers POV budgeting business mindset finding a bookkeeper May 19, 2025

There’s a lie you tell yourself, “I’ve got everything in my head.”

But let’s be honest. That “head” is holding a lot. I know this because I am you and I tell myself the same lie.

You’re not just a b...

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Biggest Myth in Entrepreneurship: You Can Do It All - A Bookkeeper's POV budgeting business mindset finding a bookkeeper May 14, 2025

Your business is your baby. You’ve poured your heart, soul, and probably a few too many late nights into building it. So handing over pieces of it, especially the parts you know how to do, feels hard....

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Taxes - Your Biggest Mistake - A Bookkeepers POV budgeting business mindset finding a bookkeeper May 08, 2025

Startups often skip quarterly tax payments, only to be hit with large bills and penalties later. Since we just wrapped up tax season, this is how to start prepping now for this years tax liability:

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How Fast Are You Burning Cash - A Bookkeepers POV budgeting business mindset finding a bookkeeper Apr 30, 2025

Your burn rate is how much money your business spends monthly aka your expenses. This includes cost of goods sold, expenses, owner pay, loans, etc. It is ok to have a high burn rate if you plan for it...

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Top Line Versus Profit - A Bookkeepers POV budgeting business mindset finding a bookkeeper unpopular opinion Apr 25, 2025

Most business owners ask: “How much do I want as a top line?” The better question is: “How much do I want to profit?” 

Traditional financial thinking for business owners is this equation: Income - Ex...

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Cash Flow Only Flows When You Have Cash - A Bookkeepers POV budgeting business mindset finding a bookkeeper Apr 23, 2025

For any startup business owner, the most important financial truth is this: cash flow only flows when you have cash. Your business can be profitable on paper and still go under if it runs out of cash ...

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Negative Cash Flow: Normal yet Sucky business mindset finding a bookkeeper unpopular opinion Mar 10, 2025

 

Negative cash flow is normal. Not planning for it will sink your business.

Sometimes, it is seasonal.

Sometimes, it is unforeseen.

Sometimes, you know it will happen.

Sometimes, a prior emp...

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What Do Your Services Cost? business mindset finding a bookkeeper unpopular opinion Dec 17, 2024

This is what you go to websites for. This is the first question you ask after a presentation. So why are you hiding it from your potential clients/customers?

Why are you making them do a "free discov...

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The Top Five QuickBooks Online Bookkeepers Of San Diego County business mindset finding a bookkeeper Nov 20, 2024

You’re here because you are looking for the best bookkeeper for your business and are ready to stop doing it yourself. It can hard to know who to trust when it comes to the inner working...

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