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Crystal's Blog

My thoughts on business, budgeting, life, children, and marriage!

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Nobody Told Me My Business Would Have Months Like This accounting accounting firm bookkeeping bookkeeping firm business mindset Sep 28, 2026

I used to think negative cash flow meant something was wrong. If more money went out than came in during a month, my brain immediately went, “We need to make more money.” Coming from poverty and livin...

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I Was Helping My Clients Get Rich While I Was Going Broke accountants accounting firm bookkeeping bookkeeping firm business mindset Sep 25, 2026

I used to think working harder made me worthy of making more money. Coming from poverty, foster care, and government assistance, struggle felt normal to me. So, when I became a business owner, I knew ...

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I Never Planned to Become the Weakest Link in My Business But That's What I Became accounting accounting firm bookkeeping bookkeeping firm business mindset Sep 21, 2026

13 years ago, I suffered a traumatic brain injury that completely altered my life. During a soccer game, I took a ball to the head so hard that I had to be resuscitated three times. For the next six m...

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18 Years Ago, I Was Laid Off And It Changed My Whole Life accounting accounting firm bookkeeping bookkeeping firm business mindset Sep 18, 2026

18 years ago, I was laid off with no notice. At lunch time, I was called into HR and told that I was going to be let go, effective immediately. No warning. No performance plan. And no severance. But t...

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When My Business Income Stopped Being ‘Extra Money' accountants accounting firm bookkeeping bookkeeping firm business mindset Sep 09, 2026

It took 10 years for my company to provide true income for myself and my family. For years, I treated my salary as “extra money” for us. It helped us pay off debt, covered sports fees, vacations, went...

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You Can’t Build a 10-Year Vision on a One-Month Cash Plan accountants accounting firm bookkeeping bookkeeping firm business mindset Sep 02, 2026

Most business owners say they want a long-term vision. A business they can grow into, pass down, or eventually sell. A company that supports their life instead of consuming it.

But many of those same...

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Getting Your Business Out of Poverty Requires Doing Something Different accountants accounting firm bookkeeping bookkeeping firm business mindset Aug 31, 2026

There is a strange chicken-and-the-egg problem when it comes to building cash reserves. When business is slow, there is not enough money to save. When business is good, we finally are able to catch up...

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The Power of the Reschedule accountants accounting firm bookkeeping bookkeeping firm business mindset Aug 28, 2026

The Power of the Reschedule: Your Business Does Not Need You Available 24/7

I used to think having awesome customer service meant that I was available all the time, no matter what was happening in my...

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What Financial Leadership Really Means as a CEO accounting accounting firm bookkeeping bookkeeping firm business mindset Aug 26, 2026

Financial leadership is one of the most misunderstood responsibilities of being a CEO. Many business owners assume it means being good at math, loving spreadsheets, or watching every dollar like a haw...

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Resilience And Grit In Rebuilding: How I Survived accountants accounting firm bookkeeping bookkeeping firm business mindset Aug 24, 2026

Resilience And Grit In Rebuilding: How I Survived

Two years ago, I thought one of my businesses was going to go belly up. Bankrupt. Doors closed.

I had failed to oversee (let go of) an employee corr...

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How To Calculate Your Tax Liability accountants accounting firm bookkeeping bookkeeping firm business mindset Aug 17, 2026

Here’s Exactly the Process Every Small Business Owner Needs to Know About Tax Liability

Tax liability can feel unnecessarily complicated when you own a business. You have federal taxes, state taxes, ...

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The 9 Things You Need to Launch a Bookkeeping Business accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 31, 2026

Starting a bookkeeping business does not require a massive investment (I invested $9k into My CFO and paid my loan back in full within a year), a full team (I hired employees within months of launchin...

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