SUBSCRIBE

Crystal's Blog

My thoughts on business, budgeting, life, children, and marriage!

SUBSCRIBE
Have Employees? Here’s How To Calculate Your Hourly Pricing Rates accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm Jul 08, 2026

The cost of labor for your company: $235,078

Your desired profit: $117,539

Your total to cover labor costs: $352,617

Payroll is your biggest expense and your biggest investment. It is also the hard...

Continue Reading...
What No One Tells You: Negative Cash Flow Is Normal accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 06, 2026

Negative cash flow is not a sign of failure. It is actually a normal part of operating your business. Think of it like the ocean and the ebb and flow of the tide. The same is true for your business in...

Continue Reading...
The Gift of Recurring Revenue: Why a Subscription Model Brings Peace to Your Cash Flow accounting accounting firm bookkeeping bookkeeping firm business mindset Jul 03, 2026

There is something deeply calming about knowing that money is coming in before you even start your day. Not because you hustled harder yesterday. Not because you chased another sale. When you rely onl...

Continue Reading...
Anxiety, Ownership, and the Financial Weight You Carry accounting accounting firm bookkeeping bookkeeping firm business mindset Jun 29, 2026

“82% of businesses fail due to cash flow problems,” according to Jessie Hagen of U.S. Bank, cited by SCORE, Counselors to America’s Small Business. The American Psychological Association reports that ...

Continue Reading...
Negotiation Confidence Comes From Financial Clarity accounting accounting firm bookkeeping bookkeeping firm business mindset Jun 26, 2026

There is a completely different kind of confidence that comes from truly knowing your numbers instead of guessing, hoping, or trying to feel your way through decisions. When your books are clean and u...

Continue Reading...
Did You Know Onboarding Determines Retention accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm business mindset Jun 17, 2026

Most business owners believe the sale is the hard part. In reality, the hardest phase of a recurring revenue relationship begins immediately after the contract is signed and the first payment is made....

Continue Reading...
The 50/50 Reality of Business Survival: The Odds Are Not in Your Favor accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm business mindset Jun 15, 2026

Some estimates suggest that as many as 50 percent of businesses fail within the first five years. Depending on your industry, that number can climb even higher. Even if we take the most optimistic int...

Continue Reading...
Turning Your KPIs Into Sales Metrics That Actually Work accounting bookkeeper bookkeeping Jun 03, 2026

At this stage, your KPIs are now showing you how your business is performing in real time.

You have used the EPI Formula to calculate your income goal.

You have broken that goal down into revenue ge...

Continue Reading...
How Many Clients Do You Actually Need KPI #9: Number of Clients Needed for Each Revenue Generator accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm business mindset Jun 01, 2026

This KPI focuses on the specific number of clients you need to achieve your bite size income goals for each revenue generator.

At this point, you already know your total income goal from the EPI Form...

Continue Reading...
Every Service and Offer Needs Its Own Financial Goal KPI #8: Calculating The Dollar Amount for Each Revenue Generator accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm business mindset May 29, 2026

How do you take a big sales goal and turn it into bite-size targets while also diversifying your income? That is exactly what this financial KPI does for you. It calculates the dollar amount each reve...

Continue Reading...
Why Your Pricing Feels Off (and How to Fix It) KPI #7: Average Price Point for Each Revenue Generator accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm business mindset May 27, 2026

Finding the average price point for each revenue generator is often harder than it seems. Most business owners get stuck on the outliers. You may have a few high-paying clients or a few lower-priced j...

Continue Reading...
The Risk of Relying on One Income Stream KPI #6 – Revenue Generator Diversification Percentages accountants accounting accounting firm bookkeeper bookkeeping bookkeeping firm business mindset May 25, 2026

Diversifying your revenue generators is what keeps your business in business.

We have already talked about how important it is not to put all of your eggs in one basket when it comes to the services ...

Continue Reading...

Straight from Crystal's brain to your inbox!

We'll never spam you or sell your contact info.